DISCLOSURE AND CONSENT TO THE USE OF ELECTRONIC COMMUNICATIONS

As part of your relationship with us, we may be required by law to give you certain information “in writing.” We may also need to obtain your signature to perform certain functions, such as opening an account or enrolling you in our services. If you prefer, you can choose to both receive information and to provide necessary signatures related to your relationship with us electronically, instead. In order to do this, we first need your consent to use electronic records and signatures.

If you would like to provide your consent, please read this document carefully. By clicking the “Submit” button, you are consenting to the use of electronic records and signatures in connection with your relationship with us, and also confirming that:

You have reviewed this Disclosure and Consent,
You have the hardware and software described below,
You are able to receive and review electronic records, and
You have an active email account and the ability to access and view PDF files.

In this consent, the words “we,” “us,” and “our” means homegenius Inc. and its subsidiaries and affiliates. The words “you” and “your” means the person giving consent.

“Communications” means each disclosure, notice, agreement, undertaking, fee schedule, periodic statement, record, document or other information we provide to you, or that you sign or submit or agree to at our request, in connection with your relationship with us.

“Product” means each and every product or service we offer, provide to you, or that you apply for, own, use, administer or access, either now or in the future.

Scope of your consent. Your consent applies to Communications related to all Products we may make accessible or available, or offer to you, whether through a website, software application, email, messaging services (including text messages), or otherwise. Your consent includes, but is not limited to, any Communications we are required to, or do, deliver to you in connection with the Products we provide to you.
Your consent to use electronic records and signatures; Choosing to receive Communications electronically or in writing; Certain information must still be provided in writing. In our sole discretion, the Communications we provide to you, or that you sign or agree to at our request, may be in electronic form (“Electronic Records”). We may also use electronic signatures and obtain them from you as part of our transactions with you. Electronic Records may be delivered to you in a variety of ways. In some cases, including delivery by email or through a website or other online portal we designate, including homegenius.com. You should print or download a copy of any electronic Communications for your records, including this consent. We may always, in our sole discretion, provide you with any Communication in writing or send it to you via the U.S. mail or other means of delivery, even if you have chosen to receive it electronically. We may require any information you provide to us, or any document you sign, to be delivered to us in writing.
Your option to receive paper copies. If we provide an Electronic Record to you, and you want a paper copy, you may call 866-626-2381 and request a paper version. You will not have to pay a fee for the paper copy.
You may withdraw your consent at any time; Consequences of withdrawing consent; How to give notice of withdrawal. You have the right to withdraw your consent at any time. Please be aware, however, that withdrawal of consent may result in the termination of your use, access to or ability to enroll in or apply for certain Products. To withdraw your consent, contact us at 866-626-2381. Your withdrawal of consent will become effective after we have had a reasonable opportunity to act upon it.
You must keep your email or electronic address current with us. To receive electronic Communications you must provide us with valid email and mailing addresses. You agree that it is your responsibility to keep your contact information current and that you will notify us immediately of any change to your email or mailing addresses. You can make changes to your mailing address or your email address by contact homegenius at 866-626-2381.

System Requirements: In order to view and retain your electronic Communications, you will need:

Internet access and a Current Version of an internet browser we support;
A Current Version of a PDF reader;
A printer or other storage device; and
An active email address.

You must have a computer or mobile device using a Current Version of an operating system capable of supporting all of the requirements described above. By “Current Version”, we mean a version of the software currently supported by its publisher. We reserve the right to discontinue support of a Current Version of software if, in our sole opinion, it suffers from a security flaw or other flaw that makes it unsuitable for our use of electronic Communications.

If we change these hardware or software requirements, and that change creates a material risk that you would not be able to access or retain your electronic Communications, we will notify you of the revised hardware or software requirements.

By continuing to use electronic Communications after such notice, you reaffirm your consent.